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Choosing Your First Credit Card

If you are a first year college student at a university, you probably get at least 5 opportunities a day to get a credit card. If you have resisted that free t-shirt or frisbee, good for you. You should base getting your first card on solid information, not free swag. Here are some things you should be aware of when you are ready to take the plunge and get your first credit card.

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