Avoid a Personal Credit Crisis With Intacard
Do you spend money when you shouldn’t? Credit cards seem to be made just for you? Budgets? You don’t need no stinkin’ budget… If you can’t seem to limit yourself by willpower alone you may need some extra help in the form of Intacard. While the idea of prepaying has been around for awhile, Intacard does something a little different by being an easy to use prepaid debit card that is not linked to a traditional bank account or credit card. Just transfer money to it and go. As their website says: “Intacard is the easy way to pay for whatever you are “inta” either online or offline.”
Intacard may be just a simple prepaid debit card but in addition it has a few good features that may peak your interest. For starters, approval is a no-brainer. Bad credit and under 18 are welcome. There are also 3 ways to get cash onto your card once you have it. Direct bank deposit, place funds via a regular credit card or go to an Australian post office to place funds (this one is a little harder to do if you’re based in the States). You can also upload your custom design to make your card unique.
Currently the card is only available with Cirrus and Maestro, with Visa and Mastercard coming soon. Did I mention Intacard is based in Australia? But don’t be disappointed yet Americans:
Depending on which card you use (Cirrus, Maestro, Visa or Mastercard), your card will be available for use at over 25 million retail outlets and over one million ATM locations worldwide, wherever you see your card’s corresponding logo.
While adding funds to your card is easy, be careful of the extra $1.00 load fee when funds are added. Online shoppers will also be charged an extra $.50 on web purchases.
The Intacard debit card can be extremely valuable to a person who has spending issues, a teen trying to learn credit management or someone with a strict budget but, at the same time, it doesn’t have any real features that set it apart from a regular credit card. Although frequent travelers may want to try it out for a quick and secure way to pay for items overseas since Visa and Mastercard are accepted in over 210 countries worldwide and if stolen, no worries because it’s not linked to your bank account.
If you have an Intacard or are thinking about getting one, write about it in the comments!
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